IRS Bank Levy: How to Stop the IRS From Freezing Your Bank Account

IRS BANK LEVY

Few things are more shocking than logging into your bank account and finding your money frozen by the IRS. This is called a bank levy, and it means the IRS has legally taken control of your funds to collect back taxes.

The good news? You have options. A bank levy doesn’t have to leave you broke — and with the help of a tax resolution attorney, you can stop it, release it, and protect your income.

What Is an IRS Bank Levy?

An IRS bank levy is when the IRS seizes money directly from your bank account to satisfy unpaid taxes. Unlike other creditors, the IRS doesn’t need a court order. They simply send a notice to your bank.

• The bank must freeze the money immediately.

• You usually have 21 days to act before the IRS takes it permanently.

• If you don’t respond, your funds are gone.

  
  

How to Stop an IRS Bank Levy

1. Request a Levy Release

A tax lawyer can contact the IRS and request an immediate release, especially if the levy creates financial hardship.

2. Set Up a Payment Plan

Negotiating an installment agreement with the IRS can stop further levies.

3. File for Currently Not Collectible (CNC) Status

If you can’t afford payments, the IRS may pause collections.

4. Submit an Offer in Compromise (OIC)

In some cases, you can settle your tax debt for less than what you owe, permanently stopping levies.

5. Challenge an Improper Levy

If the IRS made an error or didn’t follow procedure, your lawyer can fight to have it reversed.

Why Work With a Tax Lawyer?

Trying to fight the IRS on your own when your bank account is already frozen is overwhelming. A tax resolution attorney can:

• Release the levy quickly to free up your money.

• Negotiate with the IRS/FTB for long-term relief.

• Protect your wages, property, and accounts from future levies.

• Provide peace of mind while you focus on your life.

  
  

Take Action Now

If your bank account is frozen, every hour counts. The IRS is powerful, but you have legal rights. Call Rona Law Firm today for immediate help. We’ll stop the levy, protect your money, and give you a plan for lasting tax relief.