How to Stop IRS Wage Garnishment Immediately | Tax Lawyer’s Guide

Rona Law Firm
Oct 1, 2025
2 min read

Imagine opening your paycheck and realizing the IRS has already taken a big chunk of it. That’s what happens when the IRS issues a wage garnishment (also called a wage levy). For many people, it comes without warning — and it’s devastating.

The good news? Wage garnishments can be stopped — sometimes within days — with the right legal action. As a tax resolution attorney in Southern California, I’ve helped countless clients protect their paychecks from the IRS and the California Franchise Tax Board (FTB).

Here’s how it works, what your rights are, and how to stop it.

What Is an IRS Wage Garnishment?

An IRS wage garnishment allows the government to take money directly from your paycheck before you even see it. Unlike credit card garnishments, the IRS doesn’t need a court order. Your employer must legally comply, or they face penalties. That’s why it feels sudden and unrelenting.

How Much Can the IRS Garnish?

The IRS can take up to 70% of your paycheck depending on your income, filing status, and number of dependents.
In California, the Franchise Tax Board (FTB) also has aggressive wage garnishment powers.

This often leaves taxpayers with barely enough to cover rent and food.

How to Stop IRS Wage Garnishment

1. Request a Wage Garnishment Release

A tax lawyer can negotiate directly with the IRS to release the levy if you prove financial hardship.

2. Set Up a Payment Plan

Entering into an installment agreement can stop or prevent further garnishment.

3. File for Currently Not Collectible Status

If you truly cannot afford to pay, the IRS may pause collections.

4. Submit an Offer in Compromise

This allows you to settle your tax debt for less than you owe — and stop garnishments permanently.

5. Challenge an Improper Levy

If the IRS made a mistake or didn’t follow procedure, a lawyer can fight to have the garnishment removed.

Why You Need a Tax Lawyer Immediately

Trying to deal with the IRS alone is overwhelming — especially when your paycheck is already reduced. A tax resolution attorney can:

Stop wage garnishment fast
Protect your bank accounts and property from levies
Negotiate a realistic solution with the IRS or FTB
Give you peace of mind that your income is safe

Take Action Today

The longer you wait, the harder it is to undo IRS actions. Don’t let the IRS control your paycheck.

👉 Call Rona Law Firm today for a free consultation. We’ll stop the garnishment and help you take control of your finances again.