How to Stop an IRS Bank Levy: Why You Need a Tax Attorney Near You

Rona Law Firm
Sep 11, 2025
2 min read

IRS Bank Levy: What It Means

An IRS bank levy allows the IRS to legally freeze and take funds directly from your bank account to satisfy unpaid tax debt. Unlike a wage garnishment that takes money from your paycheck, a bank levy targets the money you already have in your account—sometimes wiping it out in a single action.

If you’ve received a Final Notice of Intent to Levy, time is critical. You typically have just 21 days before the IRS seizes your funds.

Why You Shouldn’t Wait to Get Help

Searching for a “tax lawyer near me” is often the first step taxpayers take when they learn their bank account is at risk. Here’s why working with a tax attorney makes a difference:

Immediate Relief: A tax attorney can often contact the IRS quickly to stop or release a levy.
Negotiation Power: We know the IRS procedures and how to secure installment agreements or other resolutions.
Protecting Your Rights: Without representation, you may lose access to funds you legally need to cover living expenses.

Legal Options to Stop an IRS Bank Levy

1. Installment Agreement

Negotiate a structured payment plan that stops IRS levies once approved.

2. Offer in Compromise

In qualifying cases, you may settle your tax debt for less than what you owe.

3. Hardship Status (Currently Not Collectible)

If paying the tax would cause financial hardship, your attorney can request hardship status to halt collection.

4. Appeal or Collection Due Process Hearing

A skilled tax lawyer can challenge the levy and explore defenses available under the law.

Why Work with a Local Tax Attorney in Torrance

When you search “tax attorney in Torrance” or “tax lawyer near me”, you’ll see many results. But choosing an attorney who specializes in IRS bank levy defense and tax resolution ensures:

Personalized guidance from an attorney who knows both IRS and California state tax procedures.
Local accessibility for in-person consultations.
Proven experience helping clients stop levies and protect their assets.

Take Action Before the IRS Seizes Your Money

The IRS won’t stop a bank levy unless you take action. A local Torrance tax attorney can move quickly to protect your bank account, negotiate with the IRS, and help you find long-term solutions to your tax problems.

📞 Call 818.964.1TAX now or visit our website www.ronalawfirm.com to schedule your free consultation.